Takaful Insurance

Islamic Savings and Takaful Protection Plans
These plans are designed to give you peace of mind that your future financial needs are taken care of through investments in a choice of Shari'a compliant funds, combined with a range of Takaful (Islamic insurance) protection benefits, to cater for a variety of unforeseen circumstances.

Target Accumulation Plan:
Shari'a compliant savings plan which allows you to plan and save for your future needs through investing into selected Shari'a compliant funds and choosing from a wide range of optional Takaful protection benefits.

Target Education Plan:
Shari'a compliant savings plan to meet the future education costs of your children, combined with a choice of Takaful protection benefits available for any unforeseen circumstances.

Target Retirement Plan:
Shari'a compliant retirement savings plan offering choice of Shari'a compliant investment funds and optional Takaful protection benefits.

Family Legacy Plan:
Flexible Shari'a compliant protection plan that will provide and protect your family's financial security in the event of death as well as help you save for the future.

Harvest Plan (Single Contribution Plan):
Flexible Shari'a compliant savings plan gives you the opportunity to invest a lump sum into a choice of Shari'a compliant funds.

Sadaqah Plan:
Shari'a compliant savings plan aimed at encouraging charity within the community. The plan's objective is that the accumulated capital resulting from regular saving donations will be paid out to the Charity of your choice. The plan provides protection benefits for any unforeseen circumstances.

Takaful Protection-only Plans
These plans are for protection only (no savings or investments), paying a fixed sum in the case of adverse events.

Mustaqbal Plan:
Shari'a compliant protection-only plan is a plan which you will pay a fixed lump sum in case of death with optional Takaful protection benefits.

Kafalah Plan (Mortgage Plan):
Shari'a compliant protection-only plan is a plan which pays your outstanding mortgage in case of death and includes optional Takaful protection benefits.

Accident and Health Plans
These plans are annually renewable and designed to provide for your family's financial needs should you suffer from an accident or sickness, in which case a regular annuity will be paid to your selected beneficiaries.

Tawasul Education Plan:
Shari'a compliant protection plan which pays continuous allowance towards your child's education in the event of accidental death or total & permanent disability.

Tawasul Income Plan:
Shari'a compliant protection plan which pays continuous income in the event of permanent & total disability or partial & permanent disability..